Life Insurance

Life Insurance Phenix City ALTerm Life Insurance
If you want term insurance, Ingram Insurance Agency will find you the best rates. I have access to all the major insurance companies.

Term life insurance provides coverage at a fixed rate of payments for a certain limited period of time. Term life insurance is usually the least expensive way to purchase a substantial death benefit for a specific period of time.

Annuities
An annuity is an investment contract between you and an insurance company that allows you to deposit a certain amount of money from which the insurer makes payments to you over a period of time spelled out in the contract. Annuities are not life insurance policies—although they can only be underwritten by insurance companies—nor are they savings accounts, because there are usually tax penalties for withdrawals before age 59½. Instead, they are unique, long-term financial vehicles that can help you plan for retirement because they offer a guaranteed stream of income.

Interested in an annuity? I have guaranteed interest periods up to 10 years with payout periods as long as your lifetime, with guarantees up to 20 years.

Call today to get an annuity quote or life insurance quote: 334-298-5626

 

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